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Equifax who apparently got hacked months ago and gave up 143 million peoples deepest secrets and is just now letting us know are basically like the hired muscle for the banks. BTW what they did or didnt do, that is called tampering with evidence or hindering prosecution or some other BS if they were being charged or investigated which they should be. Because they routinely screw you over, the one everyone has heard about that is you can sue anybody for screwing up except us. Yes thats a good one. But these giant companies like experian and equifax are no longer needed. There are plenty of other ways to keep track of your credit these days that are much better and dont screw you over the way these companies and the banks do. One other thing if you try to shop for a loan you get penalized on your credit report, or if you close a s***ty bank account you get penalized its ridiculous all the little ways these types of businesses screw you over. So this list we are asking people how would you fight this type of thing. We want you to upload a picture and a description of any legal way you know of to improve your credit rating or how to avoid using them alltogether. That of course would be a really good trick you cant get a loan from a bank without your credit report. So come on people anyone out there with some ideas how to get a loan without them through a bank We would love to hear it. Upload your picture and write your text right here at internettop40.com or “create” your own list You can call it “How to beat the Credit Bureaus at hteir own Game”I’d love to read it and so would 143 million others.

#1 Big 3 Credit reporting Agencies

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#2 Get your credit report #1

First thing I would do is get a copy of my report. find out all my loans or debts write them each a letter and ask them to remove the listing from my credit report and start paying off any debt or loan regularly. Click the link Credit Karma is free to check your ratings and has a lot of great information. Seriously check them out.

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Why did we pick the number 40?